Hassle-Free Tree Services: Why Ryan Tree Service’s General Liability Matters
When Ryan Tree Service swings into action, we’ve got more than just our trusty chainsaws and skilled arborists – we’ve got your back with top-notch protection. We understand that having tree services at your doorstep involves more than just pruning and trimming. That’s why we proudly carry General Liability insurance, ensuring peace of mind for both our crew and you, our valued customer.
What’s the big deal about General Liability, you ask? Well, think of it as a safety net that catches the unexpected. Accidents can happen, even with the most experienced professionals. Whether it’s a stray branch causing damage to property or an unforeseen mishap during tree removal, our General Liability coverage steps in to cover the costs. It’s like a green shield of assurance, making sure you’re not left hanging when the unexpected occurs.
Choosing a tree service company with General Liability is smart for homeowners and businesses alike. It’s a testament to our commitment to your safety and satisfaction. With Ryan Tree Service, you’re not just getting expert tree care – you’re getting a partner that puts your peace of mind at the forefront. So, when you see our arborists in action, rest easy knowing that we’ve got the coverage to handle any surprises nature throws our way. Your trees, your property, and your peace of mind – it’s all in good hands with Ryan Tree Service.
Workers’ compensation is a very important factor when it comes to services provided to you as a homeowner.
By law, tree services are required to carry workers’ compensation. Things you may not know – there are loopholes (ways around) in paying the cost that is required to have workers’ compensation. One type is a sub-contractors workers comp, which basically says in the policy (that you never see) is that if someone gets hurt working on your property, that they will pay your homeowners insurance deductible and claim it on your policy. Employee workers compensation means the company will pay their own deductible and claim it on their insurance.
Most companies will provide you with a copy of their workers compensation policy when the estimate is completed. You, as a homeowner, need to call the insurance company and ask how many people are covered under the policy. Some companies, who cut corners to get a legit looking copy of workers comp, will only cover the owner (1 person). Most tree removal jobs require more than 1 person to remove the tree from your property. We, at Ryan Tree Service, carry an employee workers compensation policy for all of our 20+ full time employees. Our high standard of safety for over 20 years, has earned us one of the lowest workers compares in the southeast. Safety, on top of proper coverage, insures that your homeowners insurance will never be involved or held liable for any injury, if ever occurred on your property.